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Oxipay Review - How It Works & Getting Started


A popular ‘Buy Now, Pay Later’ service, Oxipay offers interest-free loans on items customers wish to buy. They get the facility to pay off over a period of time. When you shop with approved vendors like Online Discount Shop Australia using Oxipay, you get a wide variety of options across different categories to buy.

Online Discount Shop Australia offers a wide range of payment options including Oxipay and massive discounts of up to 95% on an extensive collection of products for men, women, kids and home. Here is a guide to explain you how Oxipay works, what its features are and how you can get started to using it to buy the products you have always admired.

How Does Oxipay Work?

A convenient way to pay for products online, Oxipay gives you an 8-week repayment period when you shop for items at any of the sites like Online Discount Shop Australia accepting Oxipay as a payment option. To shop with Oxipay, you should create an account with the service. Once the account is approved, you can check out at the shopping sites using the service and get the advantage of paying your purchase cost over four fortnightly instalments. These instalments are deducted from your specified bank account or card.

Benefits of Shopping with Oxipay

Fortnightly Installments. The service schedules your repayment fortnightly so that you can budget the instalments.

Interest-Free Payments. Oxipay gives you the facility of spreading the cost of your purchase over an extended period without having to pay any interest like other credit methods.

Quick Registration. Creating an account with Oxipay takes only a couple of minutes.

No Additional Charges. The service doesn’t charge you and transaction or account-keeping charges. However, there are late fees incurred on failure to make payments on time.

Secure Transactions. Approved by Mastercard and Visa, Oxipay uses the latest card technologies to keep your personal and financial details secure.

Reminders. Oxipay sends regular reminders about your upcoming instalment so that you can ensure there is sufficient money in your account.

Getting Started with Oxipay

Using Oxipay to buy your favorite products from our wide range of products available at discounted prices is easy. Online Discount Shop Australia offers free shipping, returns and refunds for purchases made through Oxipay and there is no need to worry about delayed shipping as well. Registering with Oxipay is a quick and easy process. You just need to provide a valid email address and phone number to sign up with the service. If you are a resident of Australia and above 18 years of age, you can create a quick account with Oxipay to get the benefit of paying for your items over an extended time period without any interest. You need to link a credit or debit card to the account and the service automatically deducts your instalments on time so that you don’t have to worry about making payments when due. You can view your payment details and remaining amount on the online portal.

Shop from our amazing collections of clothing, accessories, bags, beauty products, home and garden, art products, toys, sports and much more at unbelievable discounts and enjoy interest-free payment facility by selecting Oxipay as your payment option at checkout.

Paying for your purchases has now, never been easier.

With Oxipay you can choose from any service from Online Discount Shop Department Shop and pay for them in 4 easy payments with no fees and no interest. *Oxipay terms and conditions apply.


Who can use Oxipay?

Oxipay is available to all people who fit the following criteria:

  • Live in Australia
  • Be at least 18 years old
  • Be capable of entering into a legally binding agreement
  • Have a valid and verifiable email address and mobile number
What does it cost to use Oxipay?

Oxipay does not charge you fees for making a purchase and making payments on time. If you do not make your payments on time late payment fees may apply.

Can I make additional payments or pay off my purchase earlier?

You certainly can. Oxipay charges no fees to complete your purchase payments early.